Relocation guide

Moving from Memphis, TN to Atlanta, GA: The Housing Price Jump

Atlanta homes cost far more than Memphis homes, and the buildings you move into are different too.

~337 miles9 min readUpdated
A moving truck driving down a sunlit highway through green southern hills at golden hour, evoking a long-distance relocation from Memphis to Atlanta

What this move typically costs

About 337 miles, which movers price as a regional move.

Home sizeTypical range
Studio$1,300 to $2,500
1 bedroom$1,500 to $2,800
2 bedrooms$2,400 to $3,800
3 bedrooms$3,200 to $5,200
4 bedrooms$4,400 to $7,000
5 bedrooms or more$5,800 to $9,000

Worked out from two things only: the distance and the size of the home. It is a typical range, not a quote. The season, stairs and elevators, and what you own all move the price, so ask each mover for a written estimate.

Memphis and Atlanta in numbers

FigureMemphisAtlantaU.S.
Population629,063499,287332,387,540
Median monthly rent$1,123$1,617$1,348
Median home value$157,100$420,600$303,400
Median household income$51,211$81,938$78,538
Households that rent54%54%35%
Homes that are detached houses60%36%61%
Homes in buildings of 5 or more25%51%19%
Residents who moved in the past year14%20%13%

Source: U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates.

The homes you leave and the homes you arrive at

MemphisAtlanta

Detached houses
60% in Memphis
36% in Atlanta
Townhouses
5% in Memphis
6% in Atlanta
Buildings of 2 to 4 homes
9% in Memphis
6% in Atlanta
Buildings of 5 to 19 homes
17% in Memphis
12% in Atlanta
Buildings of 20 or more homes
8% in Memphis
39% in Atlanta

Share of all homes in each place. Apartment buildings mean elevators, loading docks and parking to arrange; houses mean driveways and stairs.

The biggest change on this move is the cost of a roof

Memphis to Atlanta is a step up in almost every housing number. The median home in Atlanta is worth $420,600, against $157,100 in Memphis, which is 168% higher. The median rent is $1,617 a month against $1,123, or 44% higher. You also cross a state line, and Georgia taxes wages where Tennessee does not.

For the price range and distance, see the figures at the top of this page.

Delivery windows on a Tennessee-to-Georgia haul

A long-distance mover usually quotes a delivery window rather than a single promised date. Windows of 2 to 5 business days from pickup are often quoted for this route, and the length depends on whether your belongings travel alone or share a truck with other shipments.

Ask one question early: is this an exclusive truck or a shared load? A shared load can stretch the window, and you want that answer before you plan your last week in Memphis and your first in Atlanta, including when you can get into the new place.

What sets the price, and what to settle before you sign

Your price is built from the weight and volume of what you ship, the size of your home, how much packing the crew does, and the access at each end: stairs, elevators and long carries from the door to the truck. Two households leaving the same street can get very different quotes for those reasons alone. Ask for quotes six to eight weeks before loading day, so that you have time to compare them and to ask for a loading window.

Three things to settle before you sign anything:

  1. The type of estimate. Push for a binding or not-to-exceed estimate. A non-binding estimate can end in a bigger final bill.
  2. The valuation level. Decide on purpose, and do not leave it to the paperwork. Full Value Protection costs more, but it is the level that covers electronics, antiques and large furniture properly.
  3. The delivery window, in writing. Have the estimated window stated in the contract, not just said aloud.

On a move from Memphis to Atlanta, which crosses from Tennessee into Georgia, the federal rules apply: every estimate must say whether it is binding or non-binding; a binding estimate is paid at delivery along with any services you added after signing, plus up to 15% for impracticable operations (anything above that is billed later); and a non-binding estimate is based on actual weight, with the mover required to release your goods once you pay 110% of the estimate and any remaining balance billed after 30 days from delivery. A not-to-exceed price is a common form of binding estimate, and it is fine to ask for one.

Because this move is between Tennessee and Georgia, Full Value Protection applies automatically, so the mover must repair, replace or pay the replacement value of what is lost or damaged. Released Value, at 60 cents per pound per article, takes effect only if you sign a written waiver choosing it, and valuation describes the mover's liability, not insurance.

For the Memphis loading day, the bill of lading must reach you at least 3 days before loading and you can cancel within 3 days; never sign it blank. The delivery date or window is whatever is written on it, the mover must give you 24 hours' notice and tell you as soon as it knows of a delay, and a damage claim goes in writing within 9 months of delivery, with the mover acknowledging it within 30 days and paying, declining or making an offer within 120 days.

Once you have a short list, find movers who serve this route and ask each for an itemized estimate.

The housing gap: what to sell, what to rent, what to buy

Atlanta's home values are 168% above Memphis's, so the budget for buying changes more than for any other part of this move. A house that cost $157,100 in Memphis is the median there; the Atlanta median is $420,600, and that gap changes what a starter home or a move-up home means. Work out the Atlanta number before you list your Memphis house or make an offer, not afterward.

If you rent, the gap is smaller in dollars but arrives every month: $1,617 in Atlanta against $1,123 in Memphis is about $494 more at the median. Both cities have the same renter share, 54% of households, so you are not moving from a rental market to an ownership market, only to a pricier one.

The price index points the same way, more gently. For the 2024 federal index, with the U.S. at 100, the Atlanta area sits at 100 and the Memphis area at 92. Set the medians beside your own pay, not the city's: Atlanta's median household income is $81,938 and Memphis's is $51,211, but your pay is what counts.

Build the full Atlanta budget before you sign a lease or make an offer, and put the income tax in it.

A new line on the paycheck: Georgia income tax

Tennessee charges no state income tax on wages. Georgia charges a flat income tax of a little over 5%. On a $70,000 salary, that is roughly $3,600 a year going to Georgia that did not go to Tennessee. Ask your employer to set up Georgia withholding early, so that the change does not come as a surprise at tax time.

Moving day: a Memphis house, an Atlanta building

The two cities are built differently, and that changes the work on the day. In Memphis, 60% of homes are detached houses and 25% are in buildings of five or more units. In Atlanta the picture reverses: 51% of homes are in buildings of five or more units and 36% are detached.

If you load from a house with a driveway and land in an Atlanta apartment building, tell the mover about each end:

If you land in a detached house instead, the questions shift to the driveway, the steps and the width of the doors. Either way, measure your largest pieces and the rooms they have to fit into before the survey.

Where to look in Atlanta

Atlanta is a city of distinct neighborhoods, and the right one depends on your commute and your budget. Atlanta proper is a smaller city than Memphis, with 499,287 residents against 629,063, so the suburbs matter when you compare. A practical starting list:

Old Fourth Ward and Sandy Springs are also worth a look when you build your list.

Talking with movers in Atlanta who work locally can be a good source of neighborhood information: crews who move people in and out of specific zip codes every day know things a listing site does not.

Atlanta traffic, ice and the Memphis earthquake zone

Traffic is a different animal. Memphis has congestion; Atlanta has traffic. I-285 (the Perimeter), I-75, I-85 and I-20 are challenging at morning and evening peaks, so plan your workday around the hours you would otherwise spend on them.

Summers are alike; winters are not quite. Both cities have hot, humid summers, with Memphis frequently topping 95 degrees and Atlanta in the 90s and beyond. Moving heavy items in that heat is its own challenge, so ask for an early loading time. Atlanta's winters are mild, but one to three ice storms a year shut down highways there, and a truck on a closed highway is a truck that is late. Memphis also gets mild winters with the occasional ice storm, plus severe thunderstorms and tornadoes in spring. Whichever month you pick, ask your mover how a weather delay would be handled and announced.

The earthquake risk drops. Memphis sits near the New Madrid Seismic Zone, a notable earthquake hazard. Atlanta has no comparable seismic risk.

Choosing a carrier for the Tennessee-to-Georgia run

Long-distance movers are not interchangeable, and on a long haul a poor choice can cost you a good deal of time and money. Check these:

Start with movers in Memphis licensed for interstate moves, or browse by state to see carriers operating out of Tennessee and Georgia.

The first weeks in Georgia

Do these in roughly this order:

  1. Driver's license and vehicle registration. You have 30 days to complete both after arriving.
  2. The title tax on your vehicle. Georgia has a one-time Title Ad Valorem Tax (TAVT) when you title a vehicle, so budget for it.
  3. Tax withholding. Set up Georgia state withholding with your employer, if you have not already.
  4. Voter registration. Update it to your Atlanta address.
  5. The neighborhood. Spend a few weekends exploring before you make any long-term housing decision.

Memphis to Atlanta: five answers before you load

Will the mover give me one delivery date from Memphis to Atlanta?

Usually a window, not a date. Windows of 2 to 5 business days from pickup are often quoted, and no law fixes a number of days, so whatever is agreed goes on the bill of lading. Confirm it in writing before you sign.

What changes on moving day if Atlanta means an apartment building?

Your Memphis loading may be a house with a driveway; in Atlanta, 51% of homes are in buildings of five or more units, so you may deal with an elevator reservation, a loading dock or street parking. Tell the mover about both ends so that the estimate reflects the carry.

Which new costs should a Memphis budget include for Atlanta?

Add the rent gap, about $494 a month at the median, or the home-price gap if you are buying. Add Georgia's income tax of a little over 5%, roughly $3,600 a year on a $70,000 salary, and the one-time TAVT when you title your vehicle.

Is there a bad season to move between these two cities?

Each end has its own risk. Memphis has spring thunderstorms and tornadoes, both cities are hot and humid in summer, and Atlanta has one to three ice storms a year that close highways. Ask your mover how weather delays are handled, and give yourself a few days of slack at either end.

What should I do first once I arrive in Atlanta?

Start with your Georgia driver's license and vehicle registration, which you have 30 days to complete, and budget for the TAVT. Then update your voter registration, set up Georgia withholding, and explore a few neighborhoods before committing to a lease or a purchase.

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